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Affordable homeownership options for first-time buyers in Australia. Learn about government schemes to help you purchase your first home with expert guidance from Winning Homes IQ.

Perth First Home Buyer Schemes

It’s an excellent moment to be a First Home Buyer, as numerous grants and incentives are available to assist you in acquiring your own home more quickly.

1. First Home Owner Grant (FHOG)

The First Home Owner Grant is a fantastic boost for first home buyers building or purchasing a brand-new home. Eligible buyers can receive up to $10,000 to put towards their first home build.

This grant can make a big difference when it comes to upfront costs, and our team will help you check your eligibility and ensure your application is handled smoothly.

2. Keystart Home Loans

Saving a large deposit can be one of the biggest hurdles for first home buyers, but with Keystart, owning your home could be closer than you think.

Keystart is designed to help first home buyers get into the property market sooner, offering low-deposit home loans and flexible lending criteria. With this option, you won’t need to wait years to save a 20% deposit.

3. Stamp Duty Exemptions

Stamp duty can add thousands to the cost of buying a home, but as a first home buyer, you could be eligible for reduced or even zero stamp duty. This means more of your savings can go directly into your new home rather than upfront fees.
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First Home Buyer Services

  • Tailored Finance Support
  • Finance Lending Options
  • Low Deposit Options
  • Keystart Assistance
  • Government Grant Applications
  • Land and Suburb Selection Consultations
  • House Design Help
  • Turnkey Inclusions
Enquire with Winning Homes IQ

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Our First Home Buyer Testimonials

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Winning Homes IQ - House and Land Packages4.9
Based on 46 reviews
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monyque haines
3 months ago
Absolutely amazing people to work with. Travis has helped us make our dream come true. As young first home builders, travis and winning homes have made the experience so easy and hassle free.
Harry Robertson
4 months ago
Built my first home in Perth with Winning Homes IQ and had a really smooth experience. As a first home buyer, they made the whole home building process in Perth easy to understand - from choosing the right house and land package to finalising everything. I also went through Finance IQ for the finance, which made the whole journey even more seamless. Really happy with the build quality and how everything came together. Definitely recommend Winning Homes IQ if you’re building your first home.
Dylan
6 months ago
The team has been so helpful. It’s my first home and I was so scared but they guided me through everything and kept me updated the whole time. My home has just gone through lock-up and it's coming together so nicely. I’m so excited to see the end result. Thanks Winning Homes IQ
Isabel Rivers
6 months ago
I recently built my first home with Winning Homes IQ and honestly, I couldn’t be happier with how it all turned out. From the start, the team was so friendly and easy to deal with. As someone who had never done this before, I had a million questions, and they were always patient and helpful. The whole process felt way less stressful than I expected, and I always felt like I was in good hands. The house turned out even better than I imagined 🙂 Big thanks to the whole team!
Emily
6 months ago
Building my first home with Winning Homes IQ was such a great experience. I was pretty nervous at the start and had no idea what to expect, but the team made everything so easy to understand and guided me through each step. I never felt left out of the loop, which made the whole process way less stressful. I came across their social media and instantly fell in love, everything looked great and felt really approachable. It gave me confidence that they actually cared about their clients.

Frequently Asked Questions

» How long does it take to build a first home?

Build times vary, but we provide a clear timeline and regular updates throughout the process.

» How much deposit do I need for my first home?

You can get started with a low deposit from just $3,000, making it easier to secure your dream home sooner.

» Are house and land packages good for first home buyers?

Yes, house and land packages are ideal for first home buyers because they often come with fixed prices, modern designs, and the opportunity to access government grants and incentives, making them more affordable and easier to manage.

» What government grants are available for first home buyers in WA?

First home buyers in WA can access several grants including the First Home Owner Grant (FHOG) of $10,000 for new builds, stamp duty concessions or exemptions on properties under certain values, and low deposit home loans through programs like Keystart.

» What is the First Home Owner Grant in WA?

The WA First Home Owner Grant provides $10,000 to eligible first home buyers for new homes or substantially renovated homes, helping to reduce upfront costs and make home ownership more accessible.

» Do first home buyers have to pay stamp duty in Perth?

First home buyers in Perth may be exempt from paying stamp duty or pay a concessional rate if the property price is below certain thresholds (e.g., under $450,000 is exempt; a concessional rate applies up to $600,000).

» How does Keystart work for first home buyers?

Keystart is a WA Government-backed program offering low deposit home loans (as low as 2%) with no lenders mortgage insurance, helping buyers with limited savings to enter the market sooner. Property price and income limits apply, and the loan includes flexible repayment options during construction.

» What is the difference between a house and land package and buying land separately?

A house and land package bundles a chosen home design with a specific block of land for a fixed price, simplifying the buying and building process. Buying land separately means sourcing land first, then contracting builders separately, which could be more complex and cost-variable.
Modern interior home hallway with white walls, wooden flooring, potted green plant, and natural light, showcasing stylish home design and craftsmanship from Winning Homes IQ.
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