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Affordable first home buying tips and expert advice from Winning Homes IQ. Discover essential steps, financing options, and strategies to make your first home purchase smooth and successful.

Download the Free First Home Buyers Guide

Simple, Perth-specific steps to help you understand grants, deposits, borrowing power and the build process.

What you’ll learn
How much deposit you actually need (and what support is available)
First home buyer grants & support in WA (including stamp duty savings)
How borrowing power works (and why checking early matters)
House & land packages explained simply
The step-by-step build process from finance to handover

*T&Cs apply *Images and floorplan for illustration purposes only 

Frequently Asked Questions

» How long does it take to build a first home?

Build times vary, but we provide a clear timeline and regular updates throughout the process.

» How much deposit do I need for my first home?

You can get started with a low deposit from just $3,000, making it easier to secure your dream home sooner.

» Are house and land packages good for first home buyers?

Yes, house and land packages are ideal for first home buyers because they often come with fixed prices, modern designs, and the opportunity to access government grants and incentives, making them more affordable and easier to manage.

» What government grants are available for first home buyers in WA?

First home buyers in WA can access several grants including the First Home Owner Grant (FHOG) of $10,000 for new builds, stamp duty concessions or exemptions on properties under certain values, and low deposit home loans through programs like Keystart.

» What is the First Home Owner Grant in WA?

The WA First Home Owner Grant provides $10,000 to eligible first home buyers for new homes or substantially renovated homes, helping to reduce upfront costs and make home ownership more accessible.

» Do first home buyers have to pay stamp duty in Perth?

First home buyers in Perth may be exempt from paying stamp duty or pay a concessional rate if the property price is below certain thresholds (e.g., under $450,000 is exempt; a concessional rate applies up to $600,000).

» How does Keystart work for first home buyers?

Keystart is a WA Government-backed program offering low deposit home loans (as low as 2%) with no lenders mortgage insurance, helping buyers with limited savings to enter the market sooner. Property price and income limits apply, and the loan includes flexible repayment options during construction.

» What is the difference between a house and land package and buying land separately?

A house and land package bundles a chosen home design with a specific block of land for a fixed price, simplifying the buying and building process. Buying land separately means sourcing land first, then contracting builders separately, which could be more complex and cost-variable.

Your Winning 3 Steps to Build Your Home

Lets See If You Qualify Today!

01

Finance

Ready to buy your first home?
Do I Qualify?

02

Land

Have you thought about where you’d like to live?
Where Can I Build?

03

Home

What makes a ‘perfect’ home?
Choose Design
Modern interior home hallway with white walls, wooden flooring, potted green plant, and natural light, showcasing stylish home design and craftsmanship from Winning Homes IQ.
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